Your expert for questions
Konstantin Dagianis
Partner, Digital Assets Leader at PwC Germany
Tel: +49 171 9770 067
Email
Digital assets are now more than just a trend – they mark a turning point in the financial world. There is hardly a more dynamic area in which technological innovation, new regulation and social change converge. They open up unprecedented potential for participants in the financial markets.
International development is proceeding dynamically: leading players from the financial industry and technology sector are increasingly investing in tokenization, digital custody and blockchain-based settlement models. For Europe, this creates the opportunity to actively help shape this global momentum and to deliberately leverage its own strengths in market structure, regulation and integration capability. This enables the creation of digital asset solutions that are not only competitive, but also sustainable, reliable and scalable in the long term.
Projects are no longer pilots, and concrete use cases show: digital assets are the future!
And yet, many companies are faced with the challenge of identifying suitable use cases and developing the required technical know-how. This is where we come into play: we support you from the first steps of analysis through to the successful implementation and scaling of your digital asset projects.
Let us take the leap together – from vision to implementation.
We support you in the tokenization of real estate, securities or other assets.
Digital assets present new tax challenges.
Strengthen your internal control system in the areas of IT, blockchain and cryptocurrency.
Protect your company against money laundering and fraud.
We help you design innovative solutions securely and in compliance with the law.
A global ecosystem is emerging for digital assets that transcends national borders. Europe can benefit from this development if the right course is set. In this context, use cases go far beyond crypto: they enable the digital representation and flexible trading of a wide variety of assets, from securities and real estate to commodities. Companies benefit from new, innovative business and revenue models that arise through the digitalization and automation of processes. At the same time, the technology ensures greater efficiency, transparency and security in transaction processing and in meeting regulatory requirements, thereby creating the foundation for a modern, future ready financial architecture.
Fund units, bonds or other securities can now be fully digitally represented and traded. This enables instant transactions, automated distributions and significantly greater transparency for investors – without the previous intermediaries and with flexible trading around the clock.
Real estate, infrastructure projects or commodities are represented as digital tokens on the blockchain. This allows smaller investors to acquire shares, increases liquidity and automates compliance processes. Investments thus become more accessible, efficient and traceable.
With the use of smart contracts and blockchain technology, complex financial products such as derivatives or trade finance are automated and made more transparent. Payments, distributions and regulatory requirements can be processed efficiently, securely and in real time – reducing costs and opening up new sources of revenue.
The path into Web3 is complex – it requires strategic foresight, technological expertise and a strong network to keep pace with dynamic developments. This is exactly where we come in: From strategy to execution!
PwC has built comprehensive expertise in the adoption of digital assets. We support clients from the exploration of potential use cases and the validation of the business case through to a successful market launch.
In doing so, our clients can draw on experts across all areas: business case & strategy, risk & regulatory setup, tax & legal, technology consulting, go to market.
We are committed to helping our customers navigate the world of digital assets.
We support companies in holistically identifying the potential of blockchain and digital assets and deploying them in a strategically meaningful way. To do so, we analyze the technological maturity of your organization, identify relevant blockchain use cases and jointly develop a comprehensive strategy that is clearly aligned with your business objectives. Through a structured assessment of technological and organizational prerequisites as well as a sound partner analysis along the value chain, we create a robust foundation for your digital asset roadmap. The result is a clear, actionable and economically sound roadmap that provides orientation, reduces risks and directs investments in a targeted manner.
The tokenization of real world assets opens up new market opportunities, innovative business models and more efficient processes for companies. We support you in validating your on chain use cases and assess whether a business model is technologically, regulatorily and economically viable. In addition, we analyze market potential, user acceptance and competitive landscapes so that you fully understand the impact tokenization has on your business model. Building on this, we develop a sound go to market strategy that meets regulatory requirements and is scalable in the long term. This enables you to create a digital asset model that generates real value and can sustainably succeed in the market.
We support blockchain projects from the initial idea through to scalable implementation. By developing functional prototypes, you can quickly validate whether a use case works technologically and commercially. At the same time, we design modern IT architectures that are perfectly aligned with your existing systems and processes. We compare relevant blockchain technologies and providers to identify the best solution for your requirements and support you with integration into existing system landscapes. This enables you to make well founded technology decisions, accelerate implementation timelines and create a future proof, stable infrastructure.
Blockchain only unfolds its full potential when companies collaborate within a functioning ecosystem. We take over the management of these networks and ensure that roles, responsibilities and governance models are clearly defined. At the same time, we ensure that information flows transparently and securely between all stakeholders and that incentive mechanisms are created to keep partners engaged in the long term. This is complemented by a comprehensive cybersecurity concept that protects platforms, smart contracts and data. In this way, a stable, trustworthy and scalable blockchain ecosystem is created that enables long term economic success.
The regulatory framework for blockchain solutions is complex and continues to evolve dynamically. We help companies meet these requirements while consistently minimizing risks. This includes support with compliance with regulatory requirements, conducting blockchain audits and establishing sustainable compliance structures. We also advise on operational risk management and analyze potential vulnerabilities in governance, process and IT structures. In addition, we identify fraud relevant activities and support the investigation of suspicious transactions. In this way, we create the highest level of security, transparency and regulatory stability.
The legal and tax requirements in the area of digital assets are demanding and require specialized expertise. We advise companies and private individuals on regulatory issues, develop legally compliant structuring models and support licensing processes and coordination with authorities. In addition, we assist with the tax assessment and structuring of digital assets, from corporate tax and individual tax to token based fundraising models such as ICOs and STOs. Our goal is to create legal certainty, increase tax efficiency and establish clear frameworks for long term success.
Konstantin Dagianis
Partner, Digital Assets Leader, Financial Services, PwC Germany
Tel: +49 171 9770067
Dr. Michael Huertas
Partner, Global Financial Services Legal Leader, PwC Legal
Tel: +49 160 97375760
